Anyone can achieve a state of financial wealth if they are willing to make the appropriate sacrifices. What kind of sacrifices are appropriate? Working hard, saving, working smart, learning proper investment techniques, understanding accounting systems, learning to discern between truth and ideology, developing math skills, reading, developing courage, etc. Devoting time to money is possibly the most important aspect. Being smart with your time is probably just as important. A money devotee may be found reading something like "Andrew Mellon" or "Modern Money Mechanics." You should be familiar with the thoughts of men like Adam Smith, Milton Friedman, Karl Marx, Benjamin Franklin and J.P. Morgan.

 You should hold a higher understanding of the meaning of terms like capitalism, finance, economy, investment, speculation, yield, dividend, insurance, contract, etc. It is much better to learn these terms for yourself instead of learning about them from others. Unfortunately, there is a wealth of mis and dis-information available on these subjects. Wikipedia provides much valuable information although some of the Wiki information can be incorrect or misleading. That is why it is so important to have an effective method to help you discern between reality and false ideology. Everything needs to be double-checked and confirmed. Never use a single source.  This is a critical key and is also one of the most difficult of all achievements. As humans, we are inherently fallible. In fact, we are surrounded by fallacies, but one can minimize this facet as opposed to developing it or enhancing it with a failed ideological perspective.